How rates compare

Top five credit cards for use overseas

Nationwide BS Classic

Withdrawal fee (min £2 unless stated) 1.25%*
Loading Charge Europe 0%
Loading Charge Worldwide 0%
Offer emergency card No

LombardDirect

Withdrawal fee (min £2 unless stated) 2%
Loading Charge Europe 0%
Loading Charge Worldwide 0%
Offer emergency card Yes

SAGA

Withdrawal fee (min £2 unless stated) 1.5%
Loading Charge Europe 0%
Loading Charge Worldwide 1%
Offer emergency card Yes

Frizzell

Withdrawal fee (min £2 unless stated) 1.5%
Loading Charge Europe 0%
Loading Charge Worldwide 1%
Offer emergency card Yes

cahoot

Withdrawal fee (min £2 unless stated) 1.5%
Loading Charge Europe 2.25%
Loading Charge Worldwide 2.25%
Offer emergency card No

… and the worst five

first direct Classic

Withdrawal fee (min £2 unless stated) 1.75%
Loading Charge Europe 2.75%
Loading Charge Worldwide 2.75%
Offer emergency card Yes

Barclaycard Platinum

Withdrawal fee (min £2 unless stated) 2%
Loading Charge Europe 2.75%
Loading Charge Worldwide 2.75%
Offer emergency card Yes

Abbey Pink

Withdrawal fee (min £2 unless stated) 2%
Loading Charge Europe 2.75%
Loading Charge Worldwide 2.75%
Offer emergency card Yes

Natwest Bank Standard

Withdrawal fee (min £2 unless stated) 2%
Loading Charge Europe 2.75%
Loading Charge Worldwide 2.75%
Offer emergency card Yes

Lloyds TSB Classic

Withdrawal fee (min £2 unless stated) 2%
Loading Charge Europe 2.75%
Loading Charge Worldwide 2.75%
Offer emergency card Yes

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