Land data limited in fraud fight

12 April 2012

The Land Registry is to limit the information available online in a bid to protect people from fraud.

Documents such as mortgage deeds and leases will no longer be available electronically under the new plans.

Instead people who want to see or have copies of these documents will have to apply to the Land Registry in writing.

The move follows concerns from consumers that the scanned documents could be used by identity fraudsters.

It is thought fraudsters may have used the documents to get a copy of the property owner's signature, or even use information contained in them to apply for a mortgage on the property.

Land Register Online was launched in January 2005 to make it easier for members of the public to access Land Registry information.

It costs just £3 for people to see the title register and £5 to see other documents.

Mike Westcott-Rudd, head of Corporate Legal Services, said: "People can be confident that their property ownership is safeguarded by the state because if someone is a victim of fraud, we have a comprehensive compensation scheme in place to put things right.

"However, fraud is a very serious issue and Land Registry gives it the highest priority. It is important to strike a balance between on the one hand making the system accessible, and simplifying the process of conveyancing, and on the other hand ensuring that appropriate safeguards are written into the system.

"While there is always a risk of fraud, we need to put this risk in context - of £870 million fee income in 2005/06 and 2006/07, just under £12 million was paid out in compensation for fraud or forgery claims."

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